Give your money a purpose.

In the Finary mobile app, from the goals list, with the + button. Creation takes three steps: the name, the parameters, then a review. Templates save you time: real estate down payment, financial independence, retirement, children's education, a new car, a wedding, a trip, a safety net.

Yes, read-only: the Goals menu, with its Goals and Safety net tabs. Creating, editing and deleting happen in the mobile app, ideally version 2.145 or later.

Finary calculates the annual return needed to reach your target amount by your target date, taking into account your current savings and planned contributions. It compares it with what your portfolio mix can reasonably be expected to deliver. The status updates continuously.

The detailed view offers adjustment levers: change your contribution, move the target date forward or postpone it, revise the target amount or link additional assets. You adjust your plan without starting from scratch.

The assets you track in Finary. If an asset is linked to several goals, its value is split between them: the same euro is never counted twice, and your safety net is funded first. For the safety net, only checking and savings accounts can be linked.

Covering 3 to 6 months of expenses is generally recommended, and the app highlights a warning zone below 3 months. You choose a duration from 0 to 12 months: your target amount is your monthly expenses multiplied by that duration.

Finary calculates the wealth that covers your expenses until age 85, even if markets underperform. Amounts are expressed in today's euros: 2% inflation is already factored in.

Predict has become Goals. Your financial independence plan was migrated automatically, with its target amount, target date and assets. If it doesn't appear, recreate it with the “Become financially independent” template.

No. The Free plan includes 1 goal and your safety net. Lite, Plus and Pro plans have no limit.